江西理工大学试卷

试卷编号：

班级：-------------- 学号：----------- 姓名：-----------

Part I.Interpret the following terms.（15%）

1.Export credit

2.Gross weight

3.Weather working day

4.DAF

5.Consignment

Part II.Answer the following questions.（30%）

1.What are the major inspection organizations home and

abroad？what are the duties of it as far as China’s inspection organization is concerned？

2.How many terms of delivery in “D” group？what are their

features？

3.What are the major participants in the L/C payment

method？what are their liabilities respectively？

4.What are the advantages and disadvantages of tariff？

5.How could the time of shipment be expressed？

6.Is there any differences between amicable settlement and

conciliation settlement for trade disputes？why or why not？

Part III.Draw a procedure chart to illustrate the operation of payment by D/P after sight. And explain each step of the procedure in detail.（15%）

Part IV.Translate the following passage into Chinese.（30%）

How to Save US Banks

Many banks are still not lending. They worry that they will not have enough capital to cover losses. But the situation denies many businesses the credit they need to operate，and further slows a struggling economy.

In the United States，the government has so far provided almost one hundred fifty billion dollars to banks，mainly through buying shares. Yet this may not be enough to save major banks.

The new administration of President Barack Obama is considering ways to save banks.

One possibility is to expand federal guarantees against losses on some troubled financial assets. The government has already offered guarantees to Bank of America and Citigroup. But the cost of this kind of insurance could be huge.

Another possibility is to create a so-called bad bank. It would take questionable securities held by other banks. The idea would be similar to the Resolution Trust Corporation set up by the government in 1989. It was formed to sell assets from failed savings and loan banks.

But it is difficult to put a price on troubled securities. Taxpayers would lose money if the government pays too much. And if it pays too little，banks would still fail.

Some people see nationalization as the answer. That is when a government takes ownership of a private business，often with the idea of selling it back to investors later. Existing shares become worthless.

In the early 1990s，Sweden nationalized some banks and later sold their troubled assets，recovering some costs. But a similar effort in the US，the world’s biggest economy，could take years. And critics warn that lending and politics do not mix.